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Finance Offers

Choose from 6 month to 36 month Equal Payment Finance Options when you use your Sears Financial™ Credit Card on all installed home improvements at Sears


On approved credit. “Equal Payments, No Interest” offer: Pay in 6, 12, 18, 24 or 36 monthly installments only on your Sears MasterCard®, Sears Voyage® MasterCard® or Sears Card. Installment billing fee on equal payment offer (except in Quebec); 6 months - 29.99; 12 months - 64.99; 18 months - 79.99; 24 months - 84.99; 36 months - 149.99 and no minimum purchase (except in Quebec $200 minimum purchase required). Interest will accrue on financed amount (which includes installment billing fee and applicable taxes and delivery charges) at the rate then in force for purchase transactions but will be waived if monthly installments are paid in full when due. If not paid in full when due, interest on unpaid monthly installment accrued from the date installment posted to account will no longer be waived and will be charged to account. If account falls 4 billing cycles past due offer terminates and interest on unpaid balance of financed amount accrued from posting date will no longer be waived and will be charged to your account. See Cardmember Agreement for more details.

Sears¨ and Voyageª are registered trademarks of Sears, licensed for use in Canada. MasterCard¨ and the MasterCard Brand Mark are registered trademarks and PayPass¨ is a trademark of MasterCard International Incorporated.
Finance offers subject to change.


9.99% Finance Promotion - Take 5 Years to Pay* PLUS 2X Sears Club™ Points**.


When you use your Sears Financial Credit Card and spend $2,500 or more on installed home improvements, including painting services & duct cleaning at Sears.

*On approved credit. Annual interest rate of 9.99% applies from date of purchase for 60 months. An equal monthly payment must be made each month. See Installment Agreement for more details. **Points are awarded on net purchases. Earn 2 points per $1 spent at Sears. Point calculation is based on the standard earning of 1 base point per $1 spent on every transaction. Excludes Sears Gift Cards and services including delivery and insurance.