FINANCING

Sears Financing is available in Sears Retail Stores across Canada. (Excludes Sears Outlet stores)

Your next big purchase of $500 is now as low as $23.77 per month for 24 months.

SEARS FINANCING WITH EASY MONTHLY PAYMENTS
Sears offers flexible payment solutions that suit your lifestyle. Whether you are furnishing your new condo, updating your kitchen or even just giving your home an overall refresh, we make it easy for you to finance your large purchases.

SEARS FINANCING BENEFITS

  • Easy monthly payments
  • Flexible payment options with terms up to 60 months
  • Approval process in minutes
  • Financing solutions for everyone††
  • Earn Sears Club Points With Your Registered Sears Club Rewards Card

WE MAKE GETTING WHAT YOU NEED AFFORDABLE
Planning a big purchase? Why wait? Our quick in-store application will help you find the right financing solution for all your needs. Check out our standard financing plan below:

STANDARD FINANCING PLAN* AT 12.99%

PURCHASE TERM (MONTHS) MONTHLY PAYMENT
$500 12, 24 $23.77 / 24 mo.
$1,000 12, 24 $47.54 / 24 mo.
$5,000 12, 24 or 36 $168.46 / 36 mo.
$10,000 12, 24, 36, 48 or 60 $227.51 / 60 mo.

Payment frequency: Monthly

You work hard to build the perfect home for you and your family, and credit takes time to build. Now you can get the home furnishings and appliances you need while improving your overall credit. You can finance up to $5,000 in purchases and spread your payment over 36 months.

ALTERNATE FINANCING PLAN* AT 29.99% (Quebec residents see chart below)

PURCHASE LOAN TERM (MONTHS) MONTHLY PAYMENT
$500 9 $62.74
$1,000 12 $97.50
$2,000 18 $139.37
$3,000 24 $167.75
$4,000 36 $169.81
$5,000 36 $212.26

QUEBEC RESIDENTS ALTERNATE FINANCING PLAN* AT 35.99%

PURCHASE LOAN TERM (MONTHS) MONTHLY PAYMENT
$500 9 $64.21
$1,000 12 $100.46
$2,000 12 $200.91
$3,000 18 $218.11
$4,000 24 $236.17
$5,000 36 $228.99

Payment frequency: Bi-weekly, semi-monthly, or monthly

You Are 3 Easy Steps Away From Your Next Big Purchase:

  1. Head to your nearest Sears store. One of our associates will be happy to assist you!
  2. Complete our quick and easy application.
  3. Get approval for your purchase financing.

APPLY IN STORE TODAY OR CALL 1-888-888-5852 FOR MORE DETAILS

Sears Financing powered by easy financial

 

tOn approved credit. Administration fee (where applicable) and delivery charges apply plus taxes, are not included in the monthly payment example. Minimum $500 purchase is required before taxes. Excludes Home Improvements, Gift Cards, Sears Travel, Outlet, Catalogue store and sears.ca purchases. Not available in Quebec. ††Must qualify for subprime loan. *An administrative fee of 3% (up to $250) for Standard Financing Plans ("SFP") or 5.5% for Alternative Financing Plans ("AFP") applies. The Annual Percentage Rate ("APR") for SFP ranges from 13.55% - 18.52% and for AFP from 31.80% - 45.45%. The APR is the annualized cost of funds for your loan based on the principal borrowed and term, including any applicable fees or costs. Administration fee not applicable in Quebec. See searsclub.ca for terms & conditions. The Sears Club Rewards program is administered by Sears Canada Inc. The trademark 'Sears Club' is used under license by Sears Canada Inc. © Sears Canada Inc., 2017. All rights reserved.